9 articles
Personal FinanceTier 1 and Tier 2 share a PRAN and the same fund managers, but the lock-in, tax deduction, and withdrawal taxation are entirely different. Here's what actually separates them before you open either one.
Personal FinanceAn FD and a debt mutual fund are taxed almost the same way since a 2023 change, but not at the same time. Here's what's actually still different between them for FY 2026-27.
Personal FinanceA single REIT or InvIT payout can mix interest, dividend, rental-type income, and return of capital, and each is taxed differently. Here's how to read your distribution statement, and what changes when you sell the units themselves.
Personal FinanceInvesting in Apple, Google, or an S&P 500 ETF from India means TCS on the way out, US withholding on the dividends, and a filing trail most investors never finish.
Personal FinancePhysical gold, SGBs, and gold ETFs are taxed very differently. A clear comparison of capital gains rules, SGB interest taxation, and the real costs of each, for FY 2026-27.
Personal FinanceA Hindu Undivided Family isn't just a Hindu family, it's a separate taxpayer with its own PAN and its own slab rates. Here's how families actually put that to use, and where the department pushes back.
Income TaxA gift from your father is tax-free with no limit. A gift from a close friend is taxable past ₹50,000. Here's exactly where Section 56(2)(x) draws the line.
Personal FinanceCrypto is taxed under rules written to be deliberately unforgiving: a flat 30%, no expense deductions, and losses that vanish. Here's how the maths actually works.
Personal FinanceTerm and traditional life insurance are sold on almost identical tax benefits, so the tax deduction can't be why you pick one over the other. Here's what actually differs.